Retired & Bored Have you ever wondered why, as you get older, you feel like time is speeding up? Some researchers believe that it is because our mind is not…

It’s Not a Game (Gamestop) In my career I have heard people say, “jackpot, all in, hold, players, optimal strategy, whale, wild card, option, bet, accumulator, and double down”. At…

Is Your Spouse Ready? We are all 100% terminal. I know that is pretty dark and stoic. A pandemic is not necessary for us to realize that life is finite…

Your New Title: CEO When I sit down with families, one of the questions in our first visit is: “If we fast forward to your retirement or if you’re already…

Exponential Saving When you hear that you need to save 20% of your income, it can feel intimidating. To go from saving 0% of your income to 20% could feel…

Are Habits Costing You Your Retirement? Saving for retirement can be daunting. We have spoken before about saving an entire 20% of your income towards retirement. At first glance that…

The Market Is A Voting Machine? Warren Buffet and his mentor Benjamin Graham both once said, “In the short run the market is a voting machine, but in the long…

Growing up, the food pyramid gave me a visual picture to understand that it wasn’t so wise to eat 100% junk food. I understood by the simple graphic that moderation…

Let me ask you one question: Do you think tax rates over the next decade will be headed higher or lower? If you’re like the thousands of individuals I have…

Many retirees approach retirement with a healthy mix of unease and excitement. One of the most frequent questions I am asked is, “Andrew, what will be different when I retire…