Many handymen feel pride when they build their backyard decks. Yet, they may regret it later when they find themselves involved in a frightening viral video. The video could show…

Wow! Long term care can be expensive! But wait, it gets worse. Long term care (LTC) expenses are increasing faster than inflation,1  which means as our incomes are being outpaced…

Everyone has circumstances that just rub them the wrong way. A pet peeve can be like rolling around in itching powder, wearing a sack cloth, and then going for a…

Where do Americans go to research life’s most important questions? Most of the time, they go to Google. Regrettably, when you search “when should I take Social Security?”, more than…

Any educated human being, with a heart, believes discrimination and racism are wrong. After generations, we have all tried to eliminate stupidity and legislate morality, but were we successful? We…

If I had 10 annuities across my desk, based on my standards alone I would throw away eight of them. In my opinion, many of these annuities do not stack…

When interviewing a financial advisor, it can be similar to a blind date. You have no idea what to expect and the whole time you are on the lookout for…

Recently I sat down with a gentleman who said, “Andrew, I have all this lazy money I don’t know what to do with.” Over a decade, I have heard money…

After a loved one passes and the funeral activities come to an end, the real work for the executor and trustee begin. To simplify the handling of your estate or,…

Let’s not be too insensitive here, because many families will be forever affected by COVID-19. Families have lost loved ones, lost jobs and closed down businesses because of this crisis.…

There are some things we just don’t like to think about, much less speak about. The truth is, based on your demographic, age and geographic location, the death rate for…

What is Total Wealth Management (TWM)? When I was 14, I read a book called Rich Dad Poor Dad that flipped the switch for me, shedding light on a passion…