SWAN Capital Blog

Your Retirement Bucketlist

July 22, 2021

Your Retirement Bucketlist One of my favorite Les Brown quotes is “The graveyard is the richest place on earth, because it is here that you will find all the hopes and dreams that were never fulfilled, the books that were never written, the songs that were never sung, the inventions that were never shared, the…

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What to Ask a Financial Advisor

July 13, 2021

What to ask a Financial Advisor Finding the right advisor can be more intense than a trip to the dentist. If you are currently with a financial advisor or searching for a new one, it can seem overwhelming. You have to gather everything confidential about your family and become financially exposed to a stranger. You…

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The Fable of Two Retirees

June 24, 2021

The Fable of Two Retirees I want to introduce you to two retirees. First, I want to introduce you to “Ann”. Ann is 60 years old, has $500,000 saved and she wants to withdraw $24,000 a year for the rest of her life. She reads Money magazine before her meeting with her financial advisor and…

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RMDs: Be prepared

June 2, 2021

RMDs: Be prepared If you are hearing that Required Minimum Distributions (RMDs) are not a big deal, I want to share with you  some hard truths about RMDs . RMDs are distributions from qualified accounts imposed by the federal government in order to force investors to pay taxes on previously untaxed assets. The purpose of…

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A Man Is Not a Financial Plan

May 13, 2021

A Man Is Not a Financial Plan Neither is a woman a good financial plan. We must never depend on someone else for our retirement. Remember, you must at least sit in the co-pilot chair for your retirement planning because, let’ face it,  couples don’t always pass at the same time. That means that one…

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An Evergreen Wedding Gift

April 30, 2021

An Evergreen Wedding Gift If you’re a parent, you may not even have to leave the hospital before you think to yourself: Who will ever love this baby as much as I will? Parents may find themselves dreaming of the day they walk their daughter down the aisle or dance with their son on his…

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the last financial advisor

The Last Financial Advisor

April 15, 2021

The Last Financial Advisor Why should you hire a younger advisor?  I want to share with you the 4 reasons why I think you should select a younger advisor to be your last financial advisor. Now, the elephant in the room is that I am writing this to you as a young advisor. I started…

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How to Spend Your Money in Retirement

April 8, 2021

How to Spend Your Money in Retirement If they taught Wealth 101 and Investing 201 in school, I must have been on my way to the beach – skipping class. I know we both missed these classes in school. Luckily, along the way we are taught to put money in our 401(k) and/or work for…

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Tax Diversify

March 22, 2021

Tax Diversify “If the ladder is not leaning against the right wall, every step we take just gets us to the wrong place faster” – Stephen Covey1 I find that most successful investors are successful savers too. These savers have been climbing the ladder and accumulating assets over a long period of time. However, if we are…

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Retirement’s Pesky Black SWANs

March 11, 2021

Retirement’s Pesky Black SWANs Black Swan events are by definition an unpredictable or unforeseen occurrence; typically one with extreme consequences. These are the uppercuts to retirement that no one sees coming. However, many Black Swan events in your retirement are less surprising when you know the facts. The three main Black Swans I commonly see…

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Retired & Bored

February 24, 2021

Retired & Bored Have you ever wondered why, as you get older, you feel like time is speeding up? Some researchers believe that it is because our mind is not interested in remembering daily routines. The brain files it in the recycle bin as not important, thus making your days feel shorter because there is…

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It’s Not a Game (Gamestop)

February 10, 2021

It’s Not a Game (Gamestop) In my career I have heard people say, “jackpot, all in, hold, players, optimal strategy, whale, wild card, option, bet, accumulator, and double down”. At first, you may wonder If I work at a casino or with the stock market. Are we dealing cards or dealing with stocks? Words matter.…

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