According to the Williams Group’s survey of 3,250 families, 70% of wealth transfers fail. The Chinese even have a proverb for this phenomenon: “From rice bowl to rice bowl in three generations”. In other words, wealth without appreciation and gratitude doesn’t last. Here is a list of activities that can help teach your children and…

Do you remember your first dollar? When our parents handed it to us we spent it in such a flash it may have not left a memory. Now, if I asked you where was the last dollar you spent –you may barely remember that either. Money flows so freely through our hands because it takes…

The phrase “stay the course” is one of my biggest pet peeves. Where in life can staying the course be beneficial? If you stay the course in a chess match you’ll be in checkmate. If you stay the course while sailing you could wind up on the rocks. As Rick Warren says, “if you are…