SWAN Capital Blog

Let me ask you one question: Do you think tax rates over the next decade will be headed higher or lower? If you’re like the thousands of individuals I have…

Many retirees approach retirement with a healthy mix of unease and excitement. One of the most frequent questions I am asked is, “Andrew, what will be different when I retire…

Charles “Tremendous” Jones once said the only two things that can change your life are the people you meet and the books you read. I can tell you that has…

In my last blog, I talked about why you would not want to build your own financial plan. Well, if I couldn’t convince you, the guilt of thinking about you…

Many handymen feel pride when they build their backyard decks. Yet, they may regret it later when they find themselves involved in a frightening viral video. The video could show…

Wow! Long term care can be expensive! But wait, it gets worse. Long term care (LTC) expenses are increasing faster than inflation,1  which means as our incomes are being outpaced…

Everyone has circumstances that just rub them the wrong way. A pet peeve can be like rolling around in itching powder, wearing a sack cloth, and then going for a…

Where do Americans go to research life’s most important questions? Most of the time, they go to Google. Regrettably, when you search “when should I take Social Security?”, more than…

Any educated human being, with a heart, believes discrimination and racism are wrong. After generations, we have all tried to eliminate stupidity and legislate morality, but were we successful? We…

If I had 10 annuities across my desk, based on my standards alone I would throw away eight of them. In my opinion, many of these annuities do not stack…

When interviewing a financial advisor, it can be similar to a blind date. You have no idea what to expect and the whole time you are on the lookout for…

Recently I sat down with a gentleman who said, “Andrew, I have all this lazy money I don’t know what to do with.” Over a decade, I have heard money…